Before making any investment decisions, it’s important to understand your attitude towards risk. This helps identify an appropriate mix of investments that you are comfortable with. Xdana Mutual Fund’s Risk Profiling Tool will help you understand your ability to bear risk and identify the asset classes to match your investment needs.
Step 1
6 Questions to know your Investment Style
  • What is the first thought to cross your mind, when you invest your money?
  • What do you normally associate with the word 'risk' ?
  • Would you prefer to run your own business or be a salaried employee?
  • To what extent would you expose your investments to risk, to earn higher returns?
  • How would you feel if the performance of your recent investments are below expectations?
  • Would you invest in a company that underperformed in the past and caused you losses?
Step 2
6 Questions to know your Investment Style

Gender

Income

Age

Occupation

Investment Horizon (in years)

Investment Experience (in years)

Your Risk Quotient

You are Moderate Investor

As a balanced investor, your aim may be to balance regular income and growth. You are willing to accept higher risks for potentially higher returns, but you would not want to endure large swings in the value of your investments. As you may have a fair idea of how to go about planning your investments, you would accept the possibility of getting back less than what you initially invested.

Your Recommended Asset Allocation

Based on your Risk Quotient, your recommended Asset Allocation is as follows:

  • Equity

    These are investments in stocks and shares of Companies that are listed on the stock markets. They could also be investments in equity related securities like futures, options and other derivatives.
  • Gold

    As one of the most favourite metals amongst individual investors, an allocation to Gold is always viewed as a long term wealth creation investment, with an aim to beat inflation.
  • Debt

    These investments are relatively more stable than equity investments and aim to provide steady returns, as they invest in interest bearing securities like Government and Corporate Bonds, Term Deposits etc.
  • Money Market Instruments (MMI)

    These are debt investments like Treasury Bills, Commercial Papers, Certificate of Deposits etc., with high liquidity and very short maturities.